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Keone Tikaram
Expert
+ About Keone Tikaram

Keone Tikaram is considered by Mayfair Platinum investors to be the go-to figure. Keone’s career began within the Mayfair 101 group in 2017 with IPO Wealth, over time he became a spokesperson for alternative investments within the industry. 

Earlier this year Keone relocated to Sydney to open the Mayfair Platinum’s office to support the group’s vision and being the driving force behind the alternative investment strategies. 

In his role Keone leads the investor focused management team which is responsible for onboarding individuals and companies, educating the growing finance community and industry associations. He hasn’t been confined to Sydney and is travelling extensively across the country to meet his existing and new investors. 

Keone often represents the group at industry and media events and appears regularly in number of publications. He is a highly sought-after speaker who facilitates dynamic and highly interactive seminars for investors seeking to explore alternative investment solutions within the group.

Keone holds a Diploma of Management, a RG146 Compliance Certificate, and is an MBA candidate from AGSM at The University of New South Wales.

With low interest rates, many investors are looking beyond the banks

Thursday, August 15, 2019

The RBA has held the official cash rate of interest at an all-time low of just 1% and thousands of Australian investors, including retirees, self-managed superannuation funds (SMSFs), companies and individuals, are now left earning less than 2% on their cash.

For many investors the fall in rates over the past eight years has led to:

  less retirement income to live off.

  fewer family holidays.

  reduced discretionary spending.

  downsizing of the family home.

  taking risks with volatile investments (e.g. stock market)

  in many instances, financial duress.

These things can be frustrating to investors. And to keep ahead and maintain their lifestyles, many are looking for alternatives. For many, earning a low rate of return on their idle money is neither desirable nor sustainable, particularly given that inflation is currently higher (1.6% per annum) than the cash rate (1% per annum). 

Low interest rates have resulted in innovation within the financial services industry to fill the gaps left by the banks, both in terms of investment products and also deployment of capital. Non-bank alternatives have created products for investors to consider.

Since the Royal Commission in particular, many banks have tightened their lending policies, meaning that many businesses have been unable to secure bank funding, creating a substantial gap in the market for non-bank alternatives to provide a conduit between borrowers and investors seeking income. 

One alternative is Mayfair Platinum. This investor-facing division of the Mayfair 101 group (an investment and corporate advisory group with offices in Melbourne, Sydney and London) specialises in providing qualified investors with income-generating investment products.

Qualified investors (individuals, self-managed superannuation funds, companies and trusts) can access term-based investment options starting from $100,000 and ranging from three months to five years, with the option of monthly interest payments.

Mayfair 101 Ltd is licensed by the Financial Conduct Authority in the United Kingdom, and group members hold assets in 11 countries across industries including wealth management, corporate bonds, business credit, fintech and real estate. Their strategy involves selecting businesses that banks generally won’t lend to due to their lending policies. They then apply capital, management, finance, sales, marketing and operational expertise. You can obtain more information on www.mayfairplatinum.com.au or 1300 794 460.

Important: Investors considering making the switch to a non-bank alternative to achieve a better return should remember that all investments carry a level of risk and they should be comfortable with the investment strategy of the company they choose to invest with.

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